Question 1

Why does the answer flip so easily?

Accepted Answer

Because it hinges on two guesses: home appreciation and investment return. Move either by a point and the winner changes. That is the real lesson — anyone telling you renting is throwing money away is quietly assuming a number.

Question 2

What if I plan to stay only a few years?

Accepted Answer

Short stays almost always favour renting. Land transfer tax, legal fees, and commission are roughly 6–8% of the price round-trip, and appreciation needs years to cover that.